The One Benefit That Makes a Tourist Business Card Worth Every Penny

If you’re a small business owner, getting a business credit card is a win-win for many reasons, especially if you travel frequently. The best travel business cards will help you earn extra points every time you book a flight or stay at a hotel.

But along with the daily process of earning rewards points, the best business travel credit cards can help you with underrated perks and protections. Let’s look at one important benefit of a travel credit card that every business owner should demand and why it’s so valuable to your business, even if the card has an annual fee.

Best Travel Card Bonus: Travel Protection

The best credit cards for business travel aren’t just about welcome offers, airport lounge access, or the ability to earn big rewards. If you look at the fine print of your credit card benefits, you’ll see a valuable benefit that not every card offers: travel protection.

If you are on a business trip and get into an accident with a rental car, who will pay for the damage? Do you really want your personal auto insurance policy involved? Instead of paying a ton of money for extra car insurance from the car rental company, your business credit card can help take care of it for you.

Enter the Ink Business Preferred® Credit Card.

The Chase Ink Business Preferred® Credit Card provides several valuable travel protections, including:

• Rental Car Collision Damage Waiver
• Trip cancellation and interruption insurance

You may not need insurance when renting a car. Ideally, you will never get into an accident while driving a rental car. But if you drive your rental car on business trips more than once a year, the free collision damage waiver when you rent a car with the Ink Business Preferred® Credit Card can easily make up for the $95 annual fee.

Having extra security in your corner can give you invaluable peace of mind.

Another great benefit: purchase protection.

Here’s another benefit of the Ink Business Preferred® Credit Card that most people may not know about: This card gives you free cell phone insurance. Simply sign up to pay your business cell phone bill with the Ink Business Preferred® Credit Card and you’ll receive up to $1,000 per claim (with a $100 deductible per claim) for covered theft or damage to your cell phone (or mobile phones of your employees). shown on your telephone bill).

Mobile phones are the center of every business owner’s life. Getting an extra $1,000 in insurance can be a game-changer and help get your business back on track if your phone is damaged or stolen. (Limitations, limitations and exclusions apply.)

Bottom line

The best business credit cards can help your business maximize rewards on everyday spending in several important ways. Whether you want to earn more business travel rewards points, get better deals on business travel bookings, or get free airport lounge access, some of the best travel business cards will help you achieve those goals.

But along with earning rewards, check the fine print to see if your business credit card offers valuable purchase protection. Some cards, like the Ink Business Preferred® Credit Card, have built-in travel protection that can make your life easier on your next business trip.

Getting extra coverage for bad situations like a rental car collision or a broken cell phone can be worth every penny of your business credit card annual fee.